Term Insurance Articles

Term Insurance with Return of Premiums

Last Updated : Jan, 2024

Term Insurance with Return of Premiums

Term Insurance with Return of Premium (TROP) is a type of term insurance plan in which all the premiums paid towards your term plan will be paid back to you in case you survive the complete policy term.

Written By : Varun Saxena
Buy a Life Insurance Policy Under the MWP Act

Last Updated : Jan, 2024

Buy a Life Insurance Policy Under the MWP Act

Women have been a precious part of Indian culture and society since ancient times. Despite the progress, women still face some significant challenges, like gender discrimination, violence, and unequal pay.

Written By : Sahil Singh Kathait
Term Insurance Eligibility

Last Updated : Jan, 2024

Term Insurance Eligibility

In case of your unexpected death, term insurance can prove to be a vital financial product that will aid your family during difficult times. The policyholder's beneficiaries will receive a predetermined sum assured if the insured passes away during the policy term.

Written By : Varun Saxena
How To Claim Term Insurance After Death

Last Updated : Jan, 2024

How To Claim Term Insurance After Death

Dealing with the financial consequences that follow the loss of a loved one can add to the stress of what is already an emotionally taxing affair. Term insurance is essential in this situation since it protects the decedent's family financially.

Written By : Simran Nirala

Term Life Insurance vs Whole Life Insurance

Last Updated : Jan, 2024

Term Life Insurance vs Whole Life Insurance

In today's complex and uncertain world, insurance ensures financial stability and protection against unforeseen events. Life insurance, in particular, offers a way to protect loved ones financially in the event of the policyholder's death.

Written By : Daina Mathew

Term Insurance Claim Settlement Ratio

Last Updated : Jan, 2024

Term Insurance Claim Settlement Ratio

The primary purpose of buying a term insurance policy is to protect the life of dependent family members from potentially devastating financial losses that may occur if something happens to the policyholder.

Written By : Sahil Singh Kathait

Sum Assured in Life Insurance

Last Updated : Jan, 2024

Sum Assured in Life Insurance

In this fast-paced world, life insurance has become the best way to save yourself from the unfortunate event of demise. It's like having a personal guardian angel to protect your loved ones in your absence. As we know, everyone is likely to have different needs.

Written By : Sahil Singh Kathait

Saral Jeevan Bima Policy

Last Updated : Jan, 2024

Saral Jeevan Bima Policy

Saral Jeevan Bima policy is a type of term insurance plan that compliance with the Insurance Regulatory and Development Authority of India (IRDAI) in which life insurers are obliged to introduce a standard term plan with a single set of terms and conditions

Written By : Priya Singh

Documents Required for Term Insurance

Last Updated : Jan, 2024

Documents Required for Term Insurance

Despite the national disruption caused by the COVID-19 pandemic, the insurance sector has seen significant positive momentum. Notably, term life insurance has gained significant traction among the general public.

Written By : Priya Singh

Accident Death Benefit Rider

Last Updated : Jan, 2024

Accident Death Benefit Rider

Accidents are the most unfortunate incidents that can happen to anyone. Moreover, accidents are one of the leading contributors to the global mortality rate.

Written By : Simran Nirala

Incremental Term Insurance Plan

Last Updated : Jan, 2024

Incremental Term Insurance Plan

Term insurance is one of the most important aspects of financial planning. So, if you are looking to secure the future of dependents, you should definitely buy term insurance. The cover will provide you with death benefits and future security for your loved ones.

Written By : Simran Kaur Vij

Does Term Insurance Premium Increase Annually?

Last Updated : Jan, 2024

Does Term Insurance Premium Increase Annually?

We all love our family and want to live by their side till we take our last breathe. But have you ever thought of a situation where the sole breadwinner of a family meets with an unexpected demise?

Written By : Sahil Singh Kathait

Term Insurance for Diabetics

Last Updated : Jan, 2024

Term Insurance for Diabetics

If you have a pre-existing diabetic condition most insurance companies either deny or charge heavy premium rates on the purchase of a term insurance plan leading to the question among individuals diagnosed with diabetes if they are eligible to purchase a term insurance policy.

Written By : Varun Saxena

Government Term Life Insurance Schemes

Last Updated : Jan, 2024

Government Term Life Insurance Schemes

The government of India constantly works on the welfare and financial growth of the citizens of India. All governments worldwide provide their citizens with certain health and life insurance plans that can benefit them.

Written By : Naval Goel

Adding Accidental Disability Rider

Last Updated : Jan, 2024

Adding Accidental Disability Rider

Life can be unpredictable and full of uncertainties, and some unexpected events can sometimes throw us off. So, securing our future and protecting our loved ones from such events becomes necessary.

Written By : Naval Goel

Cancelling your Term Life Insurance?

Last Updated : Jan, 2024

Cancelling your Term Life Insurance?

It is a fast-paced world today, everything is digitalized now, even many insurance tasks can be completed conveniently online, and canceling a term life insurance policy is no exception.

Written By : Simran Kaur Vij

How to Change the Nominee in Term Insurance

Last Updated : Jan, 2024

How to Change the Nominee in Term Insurance?

Term Insurance is an ideal way to protect your family financially from the unfortunate event of demise. Even if you're not around, you can make sure to fulfill your family's needs through death coverage.

Written By : Simran Kaur Vij

Medical Test for Term Insurance

Last Updated : Jan, 2024

Medical Test for Term Insurance

Medical Tests for Term Insurance is a necessity In today’s day and age when it comes to buying term insurance. The sole purpose of the medical test for term insurance is to identify the exact condition of your health which helps insurance providers to create the best term plans for you.

Written By : Priya Singh

Increasing Term Insurance

Last Updated : Jan, 2024

Increasing Term Insurance

An increasing term insurance plan, as the name implies, is a term insurance plan in which the sum assured decided at plan inception rises by a specified amount each year. It's the polar opposite of a declining term insurance policy.

Written By : Priya Singh

Term Insurance Under 80C and 80D

Last Updated : Dec, 2023

Term Insurance Under 80C and 80D

A term plan is a pure risk insurance plan that gives financial support to the dependents in case of the policyholder's demise during the policy term.

Written By : Varun Saxena

Waiver of Premium in Term insurance

Last Updated : Aug, 2023

Waiver of Premium in Term insurance

In the unpredictable journey of life, securing one's future is of utmost importance. Insurancе providеs еssеntial protеction and pеacе of mind. It guarantееs thе wеll-bеing of our family mеmbеrs in thе еvеnt of unеxpеctеd circumstancеs.

Written By : Simran Saxena

GST On Tеrm Insurancе

Last Updated : Aug, 2023

GST On Tеrm Insurancе

Goods and Sеrvicеs Tax (GST) is a type of tax that affects the cost of goods and sеrvicеs in India. Tеrm insurancе is a basic form of lifе insurancе that provides financial protеction for a specific pеriod.

Written By : Simran Saxena

Term Insurance Without Medical Test

Last Updated : July, 2023

Term Insurance Without Medical Test

The COVID-19 pandemic has resulted in a significant shift in various aspects of life, including insurance policies. Normally, term insurance policies were often provided without the condition of a medical test.

Written By : Priya Singh

Grace Period In Term Insurance

Last Updated : July, 2023

Grace Period In Term Insurance

In a life insurance policy, the grace period is vital since it offers individuals additional time to settle their premium payments.

Written By : Daina Mathew

How Does Term Insurance Works?

Last Updated : July, 2023

How Does Term Insurance Works?

Are words like "term insurance" ones that frequently confuse you? Or you are thinking of buying term insurance but don't know how does term insurance work? Don't worry; you are where you need to be.

Written By : Daina Mathew

Short Term Vs Long Term Disability Insurance

Last Updated : July, 2023

Short Term Vs Long Term Disability Insurance

Disability insurance helps individuals safeguard against unexpected disabilities that could result in financial difficulties. Replacing a portion of lost income in disability makes it an important safety net.

Written By : Simran Kaur Vij

Why Term Insurance Claim Gets Rejected

Last Updated : July, 2023

Why Term Insurance Claim Gets Rejected

Term insurance is a necessary financial tool that ensures individuals and their loved ones have financial protection and peace of mind.

Written By : Daina Mathew

Pure Term Insurance Plane

Last Updated : June, 2023

Pure Term Insurance Plan

When It comes to financial planning ,the future of your loved ones cannot be ignored,if something happens to you.,who will look after their needs and monetary security.

Written By : Sahil Singh Kathait

Family Term Insurance

Last Updated : March, 2023

Basics of Family Term Insurance

Family term insurance is a type of life insurance policy that provides coverage for the policyholder's spouse and children.

Written By : Naval Goel

Single Premium Term Plan

Last Updated : March, 2023

Single Premium Term Plan

A single premium term plan is a type of life insurance policy that requires the policyholder to pay the entire premium in a single lump sum payment, rather than making regular payments over time.

Written By : Naval Goel

Term Insurance Riders

Last Updated : March, 2023

All About Term Insurance Riders

Term insurance is a type of life insurance policy that provides coverage for a specific term or period. It offers a death benefit to the beneficiary in case the policyholder passes away during the policy term.

Written By : Naval Goel

Types of Term Insurance

Last Updated : March, 2023

Types of Term Insurance

Over the course of time, we have been given ‘n’ number of options to choose from, be it what we want to eat to what insurance we want to opt for.

Written By : Naval Goel

Term Insurance Without Income Proof

Last Updated : March, 2023

Term Plan Without Income Proof

Term insurance is a form of life insurance that offers protection for a predetermined length of time, typically between 5 and 30 years.

Written By : Naval Goel

Tax Saving with Term Insurance

Last Updated : December, 2022

Tax Saving with Term Insurance

Term Insurance, a pure protection coverage, is a great mechanism to safeguard the family and loved ones from upcoming unfortunate crises.

Written By : Priya Singh

Advantages & Disadvantages Of Term Insurance

Last Updated : November, 2022

Advantages & Disadvantages Of Term Insurance

There are various questions that arise in one’s mind while looking out for insurance policies that best suit our as well as our family’s needs. When it comes to financially protecting your family in your absence, the simplest and best option is term insurance.

Written By : Priya Singh

Term Insurance With Maturity Benefits

Last Updated : November, 2022

Term Insurance With Maturity Benefits

A term insurance policy with maturity benefits is an insurance policy for a specific term or period of time. It helps cover expenses incurred by your loved ones in case of the policyholder's sudden demise but if the policyholder survives the term and the policy matures

Written By : Priya Singh

Term Insurance for Homemakers

Last Updated : September, 2022

Term Insurance for Homemakers

A housewife or a homemaker is an integral part of the family that manages everything be it the household chores, managing finances or taking care of the family members.

Written By : Priya Singh

Ideal mode of Payment for Term Insurance Plan

Last Updated : April, 2022

Ideal mode of Payment for Term Insurance Plan

It is often emphasized that any insurance plan should not lay an oppressive burden on the pockets of the policyholders, especially Term Life Insurance being a long-term commitment where the policyholder pays for approximately 30 years.

Written By : Priya Singh

Level Term Insurance

Last Updated : April, 2022

Level Term Insurance

Term life insurance has been gaining significant traction in recent times, especially after the Coronavirus wreaked havoc in India and across the globe.

Written By : Priya Singh

Term Insurance Renewal

Last Updated : April, 2022

Term Insurance Renewal

A Term Insurance Policy's main goal is to provide financial security to your family in the event of your death. If you don't renew your policy when it matures, your family will lose the protection you've been paying for, all this time.

Written By : Naval Goel

Benefits of Term Insurance

Last Updated : March, 2022

Benefits of Term Insurance

A Term Insurance Policy is a type of Life Insurance Policy solely designed to protect your family in your absence. The plan pays a guaranteed Death Benefit if the Insured dies within the policy tenure.

Written By : Sahil Singh Kathait

2022 is a crucial year for Term Insurance

Last Updated : February, 2022

2022 is a crucial year for Term Insurance

The catastrophic pandemic scenario has forced life term insurance players to impose various restrictions on the criteria of buying term insurance for new buyers. The increase in the losses caused due to the unexpected COVID19 related claims has been the trigger to bring changes to manage the losses and reduce the chances of the claim in the future.

Written By : Priya Singh

Term Insurance Return of Premium

Last Updated : December, 2021

Term Insurance Return of Premium

Indeed, there is a conscious awareness of the significance of the term insurance in the market. The breadwinners of the family are aggressively seeking knowledge and carefully buying term insurance plans that promise to pay the insured's family post his/her unfortunate demise to cater to their financial needs.

Written By : Sahil Singh Kathait

How to Get Affordable Term Insurance in 2022?

Last Updated : December, 2021

How to Get Affordable Term Insurance in 2022?

Term Insurance is one of the most crucial aspects of investment in the financial planning portfolio. It holds a greater significance for everyone, especially those who have financial dependents such as a spouse, kids, or parents. In today's era where everyone is occupied in some kind of earning methods and money contributed by each individual is important to run a family; term insurance becomes a must-have for every earning member of the family.

Written By : Priya Singh

Joint Term Insurance Plan

Last Updated : October, 2021

Joint Term Insurance Plan

If you are a sole earning member of the family, buying a Term Insurance Policy is an excellent way to protect your loved ones in any unfortunate event. If you and your spouse both are working, then the financial security of your family is dependent on both of you. Buying separate Term Insurance Plans can help you in the future, but it will not be a cost-effective option. A Joint Term Plan will be the best insurance plan for your family in this situation.

Written By : Priya Singh

Best 1 Crore Term Insurance Plans

Last Updated : October, 2021

Best 1 Crore Term Insurance Plans

Term insurance is a type of life insurance plan that is one of the most beneficial life insurance investments one can make. It offers coverage for a specific time that means If you buy term insurance then you will receive the coverage for a specific period of time. If a policyholder died within this time period then the nominee of the life insurance policy will get the total sum assured from the insurance company.

Written By : Simran Nirala

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Find Out What PolicyX.com Customers Says

(Showing latest 5 reviews only)

- 4.6/5 (842 Total Rating)

May 10, 2024

Digambar

Bhopal

I was looking for a term plan to secure my family& 039;s future. So I contacted PolicyX and they helped me compare various term plans. So I choose Bharti Axa term plan.

May 10, 2024

Akshay Khaana

Mumbai

Mr. Suresh from PolicyX helped me get my Bharti AXA term plan approved after it was initially rejected.

May 10, 2024

Luvkant

Pune

I wanted to buy life insurance policy. So I contacted Bharti Axa Life Insurance. They helped me compare and choose the plan that is suitable for me.

May 10, 2024

Aniket jha

Kanpur

I am a little bit confused about my Edelweiss Tokio life insurance premiums rates, So I decided to visit Policyx.com. An. An agent named Vishal helped to solve my all problems without any hassle.

May 10, 2024

Govind kumar

Bhopal

I have purchased Bharti Axa life insurance from policyx.com overall, the experience was good and satisfactory.

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